Freedomizing

 The concept is in training manuals all over the internet; I finally get it, it took coaching and playing myself to understand it, and I still only get the first two steps from a coaching standpoint. Therefore that's what I'm writing about today.  I coach and sub coach my daughter's soccer and basketball; I've played basketball my whole life, never competitively, but just rec. Soccer, I subbed for an intermural team in college, with two broken ankles in boots; as a goalie, that's my experience in soccer. There's my resume in a nutshell.  I went into coaching my daughter's soccer team with a vision of what I wanted to get accomplished. Teach these girls how to play the sport, improve their confidence and be a positive role model for them. My lack of ability and understanding of how to get it done began my coaching career in unconscious incompetence; it took me a season and a half to move into conscious incompetence.  In the unconscious incompetence, I thought...

Benefits used to be a way to attract fantastic talent and work ethic. Now so many are mandated/so highly regulated they bleed negativity from the "owners" level.  Therefore let's get to the bottom of the purpose of a retirement plan. First and foremost, to attract and retain good employees. Why is it that we've forgotten that? Pricing pressure has put these retirement plans in a near-free situation for the employee if the employer is willing to put in a few bucks on the front end. Yet, these plans are overlooked with a penny-wise, pound-foolish lens of a bean counter with zero understanding of an employee's mindset. Even with the employer paying zero into the plan, no match, no nothing, most of the time, we can get those plans to a sub 1% all-in pricing.  The problem is some business owners, too, do not understand the mindset or the behavior of their employees. If a business is successful enough to attract high-end employees, that business owner has shown some suc...

 I'm listening to the book "Rare Breed," a recommendation from a friend of mine, a good book, as in entertaining, but how much depth is there, TBD. It's having me write a "post" or really enter a journal entry for the first time in months, so I suppose it created an actionable item for me, and that is what I ask for when I ask for book recommendations. Are there actionable items/thoughts/concepts in the book? If not, I'll put it on the back burner for when I'm bored. Now that that's out of the way, in the book one of the chapters is something along the line of "sign your work" in other words take pride in your work, therefore take credit for success and fault for failures. I've been super quiet lately because I also recently read a book "Drive" (I think it was in that book, I've read a bunch of books lately) that made fun of exactly my situation; again, I divert attention, but I'll get there.  My job, if you will, ...

MMM talks about using your little green army the most efficient way possible. In other words, making your money stretch to the fullest extent, it can. Certainly words of wisdom! Similar to that of Nassim Taleb's Silver rule, rather than the golden rule, which states do unto others as you would want to be done unto you, reverse it, and it is much more powerful, do not do under others as you wouldn't like done unto you.  Allow me to "Silver Rule" MMM's stretch your dollar to the pay yourself a reasonable wage. Instead of looking at spending with a microscope, look at earning with a microscope. This brings me back to Benjamin Franklin's ol' adage, "A penny saved is a penny earned," nevermore relevant than in today's world of conveniences.  Let's elaborate; we engage in choices that either cost us money or save us money. Every morning we choose to eat a meal someone else prepped for us, or we choose to cook our own breakfast. This can boil do...

It's nothing shy of terrifying hanging it up. I have an excellent thing going, I work for a great company that pays me well, I've been able to work with amazing clients and over last decade create a symbiotic relationship that creates enough time for me to both services them with efficiency and allows me the time I wanted with my family. And I'm giving that up?! I even do what I love, and the difference is, I feel I can do better. I believe I can do what I love more efficiently and "fill my gas tank" as a coworker says. It used to be that when I got through to A participant, my "gas" tank was refilled for weeks, getting through to a young new employee and getting them to max out their retirement plans lit me up! I was such a rush, the fact that I had just implemented a butterfly effect in their lives kept me going through the mundane client meetings of the hopeless/listen less/thankless meetings that tend to fill a day. The good news is I've been...

I was watching a football game that wasn't going well with my brother. We began talking about his future prospects about coding, HTML, a language I don't' understand. His response to a question I had about utilizing the opportunity granted by www.edx.org and code games offered by google was "I don't really get it, however; I feel that if I don't pay for it I will not get the value out of it" our conversation then went to the behavioral economics idea of not accepting value out of advice unless you pay for it. In my explanation of the concept: you want advice? What you got in your wallet? Regardless of what you have in your wallet, I'm happy to help, but until you pay for it, you won't heed my advice; thus, you have a grand in your wallet, hand it over, you have a buck, hand it over, the same advice. These days, you have nothing in your wallet, ok, give me your left sock. I haven't put this into practice, but I do plan on it. I hope that next ti...

Maybe I'm nieve, ok, so take out the maybe, I don't understand any aspect of HTML, coding, any of that. So when my wife so very nicely was showing me her support by hooking me up with a logo' ed Yeti mug his and hers. They came out looking awesome, but indeed they weren't logo' ed instead company name written. I like them, and she had to explain that she couldn't find our website. I was like WHAT? Ok, you are a doctor, and you can't type in  401kisc.com ?! So I had her show me, and sure enough, you type in my pop's (soon to be our) business' website, and it becomes a search, not an address! Holy (explicit) what the (explicit) my pops had just submitted a proposal! No wonder he got zero response! So, I started doing some research and came up uber blank, so what's the next best thing? Upwork, of course! I submitted a search for an SEO person my pops could use, and after reviewing a few proposals, I found someone that could help. At $3.50 an h...